Traveling for the Holidays? Stay on Santa’s Nice List With These Tips!

The holidays are a time for friends, family and of course, a lot of travel. Whether you’re going to visit relatives or taking an adventure during the winter break, using your ACU Visa Credit Card is a great way to pay for your holiday travel expenses. It can help you stay within your budget and make sure that all of your bills are paid on time. Here’s some advice from ACU to stay on Santa’s Nice List when traveling this holiday season.

1. Paying for Holiday Travel – If you’re traveling for the holidays, it can make sense to use credit cards. Most major credit cards offer insurance for rental cars and extra cancellation policies for flights in case things change at the last minute. Using a credit card to make reservations at hotels, rental agencies and other book-ahead services can also prevent the company from placing a hold on your account as a deposit.

2. Plan Ahead – Before you set off on your holiday trip, make sure that you plan ahead. Check what fees and restrictions may apply to your credit card before you use it overseas or in another country. Also remember to set up online account access so that you can track any changes in spending that may occur while you are away.

3. Budget Wisely – When traveling with a credit card, it’s important to keep track of how much money you have available on the card at all times. Make sure that you create a budget for yourself based on the amount of money that is available on the card and don’t spend more than what is allotted for each purchase or activity that you do while traveling. This will help ensure that all of your bills are paid on time and that there are no surprises when you return home after the holidays have come and gone! Make sure you have the ACU Mobile App for banking on the go!

4. Spending Rewards on Holiday Purchases – If you use a rewards card throughout the year, now’s a good time to cash those points in. Most companies offer discounts on two commodities everyone needs this time of year: travel and gift cards. You can use your rewards money to help absorb some of the impact of gift-giving. Picking up gift cards this way can make last-minute gift-giving easier. It might also be worth investigating the possibility of giving travel points or miles directly to others. This can make a difference for relatives who travel frequently or make a trip home feasible for people who live far away. Look into using your rewards generously this year

Traveling during the holidays can be expensive but it doesn’t have to be if you use your credit union Visa card wisely! By planning ahead, budgeting carefully and shopping around for the best deals, you can make sure that all of your bills are paid on time and enjoy a stress-free holiday season! So don’t forget to take advantage of everything that your local credit union has to offer this winter season – happy travels!