Mobile Banking & Mobile Deposits

To register, all you need to do is be an ACU member and sign up for online services, which can be done online or at any of our branch locations.

To download ACU Mobile Banking:

• Download for Apple
• Download for Android

You have three different ways to use this feature:

• Smartphone app.
  • Download for Apple
  • Download for Android
• Online. Using your mobile device’s web browser, visit the ACU website, select online banking, and enter your username and password.
• Text. To get started, visit the ACU Online Banking, and enter your username and password. Next, select SMS settings and enter your cell phone number. We will then text a secure activation code to your phone that you must enter to complete registration. You can then send short commands to 86020 and you will receive your account information via text on your mobile device.

• Pay bills
• Deposit checks
• Transfer money between your accounts
• Check your balances
• Confirm transactions
• Check how much you’re spending each month against how you much you earn
• Set travel alerts
• Turn your ACU cards on and off

1. Open the ACU mobile app and select the “Mobile Deposit” button from the Main Menu.
2. Endorse the back of your check.
3. Select the account into which you want to deposit the check.
4. Enter the amount of your check.
5. Take photos of the front and back of your check using the camera on your smartphone. Be sure that all four corners of the check are viewable. Then, click submit.
6. You will receive an onscreen confirmation that the deposit was completed successfully, as well as an email confirmation. You can also check your ACU transaction history in mobile banking or online banking to ensure your check was deposited.

Other important details:

• A 3 to 4 business day hold may be placed on the check, unless you are given special privileges based on your relationship with ACU.
• There is a maximum $5,000 daily check limit using mobile banking.
• We suggest you hold onto any check you deposit for 60 days. After 60 days, you should securely destroy the check.
• If you have questions or encounter problems using mobile banking, call ACU at 253.964.3113.

Currently the downloadable ACU apps for iOS (excluding the iPad2) & Android devices are supported. (Please note that ACU Mobile Deposit is compatible only with the iPad 3 at this time due to camera specifications necessary for accurate image capture.)

1. Valid ACU savings/checking account in good standing.
2. You must be enrolled in Online Banking or Mobile Banking.

Call 253.964.3113 to review your account.

1. Log into the ACU mobile application and select the “Mobile Deposit” button from the Main Menu.
2. Endorse back of check.
3. Select the account into which you want to deposit the check.
4. Enter the amount of your check.
5. Capture pictures of the front and back of your check. Remember all four corners must be viewable. Click submit.

A 3 to 4 business day hold may be placed on the check, unless you are given special privileges based on your relationship with ACU.

There is a maximum $5,000 daily check limit.

You will receive an onscreen confirmation indicating that the deposit was completed successfully, as well as an email confirmation. You can also check your ACU transaction history in mobile banking or online banking.

It is recommended you retain any check deposited for 60 days. After the 60 days, you should securely destroy the check.