IRA Share Certificates
With ACU, you have the choice of an IRA Savings or an IRA Share Certificate. In addition, we offer both Traditional and Roth options.
4.50% APY for 13 Months
3.75% APY for 18 Months
Build Your Wealth
Whether you’re transferring a 401K or embarking on retirement planning, an Individual Retirement Account (IRA) provides an excellent starting point. It’s a smart way to accumulate savings for your golden years and can also reduce your tax burden.**
ACU IRA Features
- Competitive Dividends: Compare our rates with other financial institutions.
- NCUA Insured: Your IRA account is federally insured up to $250,000 by the National Credit Union Administration.
- Convenience: Opening an IRA is simple. We do the paperwork for you.
- 24/7 Access: To your IRA account through Mobile Banking, Online Banking, and Phone Teller audio response system.
Interested in Opening an IRA Account?
Setting up an IRA Account with America’s Credit Union is a wise investment in your financial future. While the process requires a few additional documents, our team is here to assist you every step of the way.
To get started, please visit your nearest ACU location. For your convenience, you can also call us at 253-964-3113 to discuss the details in advance and streamline your in-branch experience.
*APY = Annual Percentage Yield. APY effective as of 01/01/2024. Fees and penalties may be imposed for early withdrawal and may reduce earnings. Minimum opening and monthly balance of $1,000 required. All offers require membership and are subject to change. **Consult your tax advisor for tax advice.