Is Time On Your Side?

Life expectancies have increased dramatically over the years. A 62-year-old retiree today can expect to live into her 80s and even her 90s. That means required income must continue for 20 to 35 years, and much longer for those who retire at earlier ages.

If you’ve forgotten to save for retirement, then you’re facing an incredible uphill battle when it comes to your financial future. The longer you wait to get started, the tougher it is to amass enough in cash and investments to last you the rest of your life.

No matter how little working time you have left, you should be investing. Even if retirement is just around the corner, remember that you’re not just socking away cash for the day you retire, but also looking for money to help get you through the rest of your life.

How much of that stash can you safely take each year to ensure it lasts your lifetime? Will you take the same amount annually? Will you adjust the withdrawal each year to offset purchasing power lost due to inflation? Will you dip into the principal during your lifetime or will you leave it to the kids? These can be tricky questions. To help you sort it all out, contact ACU Financial Services to schedule a consultation with our Investment Professional.

Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Investments are • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera is under separate ownership from any other named entity. 6310 Mt. Tacoma Dr. SW, Lakewood, WA  98499.