Checking Account Rates

Consumer Account Disclosure: The terms applicable to your Deposit Accounts at ACU are provided in a separate Truth–in-Savings Disclosure. Fees may reduce earnings. See Fee Schedule.

†* APY= Annual Percentage Yield accurate as of 02/01/2023. Limited to one Affinity Premier Checking account per primary account holder. Only consumer accounts in good standing are eligible. Rates are subject to change. Fees may reduce earnings on the account. Balances $35,000.00+ earn the Regular Share Rate. To earn dividends, you must have direct deposit of at least $500 or more per month. If qualifications are not met, all balances earn 0.00% APY. Balances $5,000.00 to $14,999.99 earn 0.25% APY. Balances $15,000.00 to $24,999.99 earn 0.50% APY. Balances $25,000.00 to $34,999.99 earn 0.75% APY. Regular Share Savings with a minimum deposit of $25 is required. Accounts that do not satisfy the requirements of the account will still receive the identity theft insurance. Identity theft expense reimbursement insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies.

††* APY= Annual Percentage Yield accurate as of 02/01/2023. Limited to one Affinity Plus Checking account per primary account holder. Only consumer accounts in good standing are eligible. Fees may reduce earnings on the account. Rates are subject to change. Balances over $25,000 do not earn dividends on the portion of the balance over $25,000. The advertised Affinity Plus APY is based on compounding dividends. Regular Share Savings with a minimum deposit of $25 is required. Account receives identity theft coverage, cell phone repair coverage, 10 cents cash back for every debit card purchase over $5.00, and ATM fee reimbursement up to $10.00 per month. To earn dividends, receive ATM fee reimbursement, and 10 cents cash back, you must have eStatements, 15 POS transactions over $5.00 post and settle during the monthly statement period, and log into ACU Online or ACU Mobile App at least once per month. If qualifications are not met, all balances earn 0.00% APY. Qualifications do not have to be met to receive cell phone and identity theft insurance. Your wireless carrier may charge a data or text messaging fee. Please check with your provider. The qualification cycle is not the same as your monthly statement cycle. The Qualification Cycle is defined as the first calendar day of the month through the last calendar day of the month (example: March 1–March 31). Transactions may take one or more banking days from the date the transaction was made to post to and settle in the account. ATM-processed withdrawals do not count as qualifying debit card transactions. Accounts that do not satisfy the requirements of the account will still receive the insurance products and will be eligible for benefits in the following month. Identity theft expense reimbursement insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. For questions about mobile claims please call Worth Ave Group at 877-210-7401. To redeem your monthly ATM fees, please contact the Member Contact Center at 253-964-3113.

‡‡* APY=Annual Percentage Yield accurate as of 02/01/2023. Limited to one Affinity Basic Checking account per primary account holder. Fees may reduce earnings. Rates are subject to change. See Fee Schedule. 3.00% APY applies to balances up to $1,000.00. Balances $1,000.01 to $15,000.00 earn 0.75% APY. Balances over $15,000.01 earn 0.50% APY. Regular Share Savings with a minimum deposit of $25 is required. To earn dividends, you must have direct deposit of at least $500 per month, 10 POS transactions, $15,000.00 in combined loans and/or deposits and enroll in E-Statements. The qualification cycle is not the same as your monthly statement cycle. The Qualification Cycle is defined as the first calendar day of the month through the last calendar day of the month (example: March 1–March 31). Transactions may take one or more banking days from the date the transaction was made to post to and settle in the account. ATM-processed withdrawals do not count as qualifying debit card transactions.