Installment Loan & Visa Rates

Current as of December 1, 2024

Visa Credit Cards

Visa Platinum

Interest Rates & Charges

APR | 10.04 – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days

Visa Platinum Rewards

Interest Rates & Charges

APR for Purchases | 11.04 – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days

Visa Green Rewards

Interest Rates & Charges

APR | 15.99% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 11.99% Fixed

Personal Installment Loans

0 - 24 Months

APR
10.23% - 18.00%
Estimated Payment Example
$231 a month for 24 months, $5,000 loan at 10.23%

25 - 36 Months

APR
10.48% - 14.73%
Estimated Payment Example
$162 a month for 36 months, $5,000 loan at 10.48%

37 - 48 Months

APR
11.46% - 15.71%
Estimated Payment Example
$130 a month for 48 months, $5,000 loan at 11.46%

49 - 60 Months

APR
12.51% - 16.76%
Estimated Payment Example
$113 a month for 60 months, $5,000 loan at 12.51%

61 - 72 Months

APR
14.25% - 15.75%
Estimated Payment Example
$207 a month for 72 months, $10,000 loan at 14.25%

73 - 84 Months

APR
14.50% - 15.00%
Estimated Payment Example
$380 a month for 84 months, $20,000 loan at 14.50%

Secured Loans

0 - 120 Months Max

APR
3.00% above the Certificate of Deposit Dividend Rate%
Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR

0 - 120 Months

APR
3.00% above the Dividend Rate%
Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR