APR
5.21% - 13.21% All Lending Rates
Current as of October 1, 2024
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New & Used Auto Loans
0 - 36 Months
Estimated Payment Example
$601 a month for 36 months, $20,000 loan at 5.21%
37 - 48 Months
APR
5.77% - 13.77% Estimated Payment Example
$468 a month for 48 months, $20,000 loan at 5.77%
49 - 60 Months
APR
5.93% - 13.93% Estimated Payment Example
$386 a month for 60 months, $20,000 loan at 5.93%
61 - 72 Months
APR
5.99% - 12.14% Estimated Payment Example
$331 a month for 72 months, $20,000 loan at 5.99%
73 - 84 months
APR
6.90% - 7.40% Estimated Payment Example
$301 a month for 84 months, $20,000 loan at 6.90%
Vehicle Loan Rate Discounts
Deduction
0.50% for Active-Duty Military, Military Veterans, and First-Responders
0.25% for Debt Protection
0.50% for external ACH payment or ACU autopay without direct deposit.
0.75% for autopay from ACU account with direct deposit equal to, or greater than, loan payment
Max aggregate discount allowed = 1.25%
First Time Buyer Program
0 - 60 Months
APR
12.32% Estimated Payment Example
$438 a month for 60 months, $20,000 loan at 11.32%
61 - 72 Months
APR
13.85% Estimated Payment Example
$454 a month for 72 months, $20,000 loan at 12.85%
Vehicle Loan Rate Discounts
Deduction
0.50% for Active-Duty Military, Military Veterans, and First-Responders
0.25% for Debt Protection
0.50% for external ACH payment or ACU autopay without direct deposit.
0.75% for autopay from ACU account with direct deposit equal to, or greater than, loan payment
Max aggregate discount allowed = 1.25%
Recreational Vehicle Loans (Motorhomes, Boats, Travel Trailers, Etc)
0 - 60 Months
APR
8.90% - 11.90% Estimated Payment Example
$725 a month for 60 months, $35,000 loan at 8.90%
61 - 84 Months
APR
10.50% - 13.50% Estimated Payment Example
$590 a month for 84 months, $35,000 loan at 10.50%
85 - 120 Months
APR
12.10% - 15.10% Estimated Payment Example
$504 a month for 84 months, $35,000 loan at 12.10%
121 - 144 Months
APR
13.70% - 16.70% Estimated Payment Example
$496 a month for 144 months, $35,000 loan at 13.70%
145 - 180 Months
APR
15.30% - 18.00% Estimated Payment Example
$497 a month for 180 months, $35,000 loan at 15.30%
Motorcycle Loans
0 - 36 Months
APR
8.05% - 10.80% Estimated Payment Example
$627 a month for 36 months, $20,000 loan at 8.05%
37 - 48 Months
APR
8.24% - 10.99% Estimated Payment Example
$491 a month for 48 months, $20,000 loan at 8.24%
49 - 60 Months
APR
8.74% - 11.49% Estimated Payment Example
$413 a month for 60 months, $20,000 loan at 8.74%
61 - 72 Months
APR
9.25% - 10.75% Estimated Payment Example
$363 a month for 72 months, $20,000 loan at 9.25%
73 - 84 Months
APR
10.30% - 10.30% Estimated Payment Example
$335 a month for 84 months, $20,000 loan at 10.30%
Personal Loans
0 - 24 Months
APR
10.23% - 18.00% Estimated Payment Example
$231 a month for 24 months, $5,000 loan at 10.23%
25 - 36 Months
APR
10.48% - 14.73% Estimated Payment Example
$162 a month for 36 months, $5,000 loan at 10.48%
37 - 48 Months
APR
11.46% - 15.71% Estimated Payment Example
$130 a month for 48 months, $5,000 loan at 11.46%
49 - 60 Months
APR
12.51% - 16.76% Estimated Payment Example
$113 a month for 60 months, $5,000 loan at 12.51%
61 - 72 Months
APR
14.25% - 15.75% Estimated Payment Example
$207 a month for 72 months, $10,000 loan at 14.25%
73 - 84 Months
APR
14.50% - 15.00% Estimated Payment Example
$380 a month for 84 months, $20,000 loan at 14.50%
Secured Loans
0 - 120 Months Max
APR
3.00% above the Certificate of Deposit Dividend Rate% Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR
0 - 120 Months
APR
3.00% above the Dividend Rate% Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR
Visa
Visa Platinum
Interest Rates & Charges
APR | 10.04 – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days
Visa Platinum Rewards
Interest Rates & Charges
APR for Purchases | 11.04 – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days
Visa Green Rewards
Interest Rates & Charges
APR | 15.99% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 11.99% Fixed