Disclosure and Terms
We have compiled various forms, disclosures and documents into one location to make it easier for our members to find and print paperwork and manage your financial needs.
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Banking
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Membership
Checking and Savings Accounts
- Funds Availability Policy
- Truth in Savings Fee Schedule
- Truth in Savings Disclosure
- Truth In Savings Certificate Disclosure
- Direct Deposit Authorization Form
- Automatic Payment Authorization Form
- Share Certificate Issuance and Disclosure Information
- Mail-in Deposit/Loan Payment Voucher
Identity Theft & Mobile Phone Coverage
IRAs
- Traditional IRA Application
- Roth IRA Application
- IRA Rollover or Conversion Review
- IRA Required Minimum Distribution Election Form
- IRA Contribution Instructions
- IRA Designation or Change of Beneficiary Form
- IRA Distribution Form
- Request for Transfer or Conversion to an IRA
- Simplified Employee Pension (SEP) Plan Document
- IRS Form W-4R Withholding Certificate for Nonperiodic Payments
- IRA Certificate Issuance and Disclosure Information
- Traditional IRA Amendment
- Traditional Beneficiary IRA Amendment
- Roth IRA Amendment
- Roth Beneficiary IRA Amendment
Online / Mobile Banking
Other
- Safe Deposit Box Account Agreement
- Wire Transfer Services Agreement
- Your Insured Funds (NCUA)
- How Your Accounts are Federally Insured (NCUA)
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Loans
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Auto Loans
- Auto Loan Application
- Preferred Dealers List
- Title and Lien Recording Instructions for Autos, Motorcycles, Recreational Vehicles, Boats, ATV, UTV, Jet Skis
- Vehicle Buyer’s Check Instructions and Transferring a Vehicle Title
Vehicle Protection Package
- Guaranteed Asset Protection (GAP) brochure
- Mechanical Repair Coverage (MRC) brochure
- Credit Insurance (CI) brochure
Other Vehicle Loans
- Other Vehicle Loan Application (Motorcycles, boats, RVs, ATVs, personal watercrafts and specialized collateral)
- Title and Lien Recording Instructions for Autos, Motorcycles, Recreational Vehicles, Boats, ATV, UTV, Jet Skis
Credit Cards
- Credit Card Application
- Visa Account Disclosure
- ACU Cards Terms and Conditions
- Mobile Wallet Agreement
Personal Loans
- Personal Loan Application (Signature Loans, Lines of Credit, Shared Secured, Share Certificate Secured)
- Line of Credit Agreement & Billing Rights Notice
Student Loans
Collections
Other
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Home Loans & Realty
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Mortgages
- Mortgage Application (Use for adjustable-rate, fixed-rate, jumbo and land loans)
- Mortgage Application Checklist
- Avoiding Foreclosure
FHA & VA
Home Equity/Home Equity Line of Credit (HELOC)
- Home Equity/HELOC Loan Application
- HELOC Early Disclosure Statement
Home Improvement
Other
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Business
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Periodic Review Forms
- Personal Financial Statement
- Business Debt Schedule
- Investment Property Worksheet
Business Credit Cards
- Business Visa Terms and Agreement Billing Rights & Credit Card Disclosure
- Interest Rates, Interest Charges and Fees for Business Visa Credit Card
Business Accounts
- Business Account Agreement and Fee Schedule
- Business Account Requirements
- Beneficial Ownership Form
- Guest User (Online/Mobile Banking) Disclosures
Business Services
- How to Install the Mobile Deposit app for Windows
- Electronic Payment Processing
- Merchant Processing Form
- ACH Services
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Investments
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- Request an Investments Appointment
- Request a Trust Services Appointment
- Request a Retirement Appointment
IRAs
- Traditional IRA Application
- Roth IRA Application
- IRA Rollover or Conversion Review
- IRA Required Minimum Distribution Election Form
- IRA Contribution Instructions
- IRA Designation or Change of Beneficiary Form
- IRA Distribution Form
- Request for Transfer or Conversion to an IRA
- Simplified Employee Pension (SEP) Plan Document
- IRS Form W-4R Withholding Certificate for Nonperiodic Payments
- IRA Certificate Issuance and Disclosure Information
- Traditional IRA Amendment
- Traditional Beneficiary IRA Amendment
- Roth IRA Amendment
- Roth Beneficiary IRA Amendment
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Insurance
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Property Insurance
Auto Insurance
Vehicle Protection Package
- Guaranteed Asset Protection (GAP) brochure
- Mechanical Repair Coverage (MRC) brochure
- Credit Insurance (CI) brochure
Personal Insurance
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Statement Inserts